Assisted Living And Senior Care For Veterans: What You Should Know

Elder VeteranSeniors deserve to be rewarded for their life’s accomplishments, especially veterans who have fought to defend the country they now live in. They deserve to live a quality life, and there are many resources for senior housing and care at hand to ensure they do. For veteran seniors, or their surviving spouse, the Veteran’s Aid and Attendance benefit is one of those resources, providing up to $2837 monthly for qualified veterans.

With the help of a VA accredited claims agent, your parent or loved one can receive assistance with the cost of assisted living or care. Important: It is against the law to charge a fee for preparing applications for VA Benefits.

To qualify, the senior veteran, aged 65 or older unless fully disabled, must have served at least one day of active duty during wartimes defined by Congress. These periods are defined as:

  • WWII: December 7, 1941 – December 31, 1946
  • Korean Conflict: June 27, 1950 – January 31, 1955
  • Vietnam Era: August 5, 1964 – May 7, 1975
  • Persian Gulf War: August 2, 1990 through a date to be prescribed by Presidential proclamation or law

In addition to qualifying for time of war, it must be proven that your loved one needs the physical assistance of another person for activities of living, such as walking, dressing, bathing, feeding, or toileting. Other qualifying factors include income and assets.

The Center for Elder Veterans Rights highlights the 2015 Aid and Attendance benefit rates as: 

  • $1149 for Surviving Spouse 
  • $1788 for Single Veterans 
  • $2120 for Married Veterans
  • $2837 for Veteran Couples

To learn more about the Veteran’s Aid and Attendance benefit and your loved one’s entitlement, call CareChoice at (404) 402-1499. Your Family Advocate will discuss the best care options for you and connect you with an accredited claims agent to receive the assistance you deserve!

Senior Living Communities: Selecting the Right Choice, the First Time

With the overwhelming amount of choices available, selecting the best care provider to fit your needs can be a very daunting task. Whether you are seeking an independent or assisted living, personal care home, memory care, home care, home health care, or hospice care, you will learn each have their own unique service and pricing structure.

How do you even know where to begin?

Often times families begin their search unaware of what they are seeking. The search for senior care usually begins after a recent event causing concern for one’s safety. Perhaps there have been several falls at home or recent hospitalizations. It may even be the case that you are being told by doctors you or your loved one are not safe to be alone or return home.

If not home, where?

To answer where, it is important to understand what your care needs are and how they may progress with age.

Seniors able to perform activities of daily living (ADLs), such as walking, bathing, dressing, and feeding, without assistance, desiring hassle free living and socialization with peers are appropriate for an independent living community.

Assisted living and personal care homes are appropriate for seniors requiring daily oversight or assistance with ADLs. In addition to assistance with ADLs, typical services include medication assistance, housekeeping, and personal laundry services. For seniors with alzheimer’s or dementia, requiring specialized care or a secured environment, memory care is the appropriate care solution.

Home care services allow seniors to receive non-medical services at home, almost identical to those provided in assisted living or personal care home.  Home health care services, however, are skilled medical services provided in home. These services include physical therapy, pain management, wound care, and other skilled services. Home health care usually follows a doctor’s visit or hospital stay and is used temporarily.

How do you know which option is right for you? Speak to the experts!

Finding the best fit care provider is never an easy decision. However, it does not need to be stressful – nor made alone! CareChoice is a free advocacy service guiding you throughout the entire selection process. We provide side-by-side comparisons of appropriate communities, educate on available payment resources, and accompany during tours. Call us at (404) 402-1499 or e-mail at help@ourcarechoice.com anytime! Visit us online at ourcarechoice.com to learn more!